Comprehensive financial solutions designed to empower our members and strengthen our community
Build your financial future with our flexible savings options
Safe and accessible savings
Withdraw your funds whenever you need them
Earn competitive dividends on your balance
Start with just 100 Birr
Higher returns through profit-sharing
Share in the SACCO's profits
Earn more than regular savings accounts
Ethical banking in accordance with Islamic principles
Secure future for the next generation
Build savings for education and future needs
Special programs to teach financial literacy
Parents manage accounts until children come of age
Higher returns for fixed-term savings
Choose from 3, 6, 12 or 24-month terms
Earn better returns than regular savings
Monthly, quarterly or maturity interest payments
Ethical banking solutions in accordance with Islamic principles
Muhaba is our Sharia-compliant banking solution that provides interest-free financial services to members who wish to follow Islamic financial principles.
Save without earning interest, with optional donation of potential interest earnings to charity.
Cost-plus financing for assets or goods without interest.
Profit-sharing investment accounts where you provide capital and share in profits.
Flexible financing solutions for your needs
Finance your dream home with competitive rates
Grow your enterprise with tailored financing
Acquire personal or commercial vehicles
Bridge short-term financial gaps
Invest in knowledge and skills
For various personal needs
Supporting entrepreneurs and small businesses in our community
Special program designed to support women-owned businesses with low-cost capital and business training.
Initiative to support young entrepreneurs aged 18-35 with accessible financing and business support.
"With the women's fund, I expanded my home kitchen to a full catering service employing 5 people."
"The youth program helped me open a smartphone repair shop that now serves 20+ customers daily."